Tailored Health Plans for Your Business
Group health insurance across New Jersey.
Group health insurance is often a top priority for employees and a significant expense for employers, following payroll costs. We’re here to guide you through the complexities of healthcare plans to help you attract and retain the best talent.
For most employees, healthcare benefits are a fundamental part of their compensation package—often seen as essential as the salary itself. Offering group health insurance is a cost-effective strategy for your business to attract and retain top talent, while also supporting their well-being.
Group health insurance plans can be tailored to cover employees only or extend coverage to their families and financial dependents. You can choose to cover the entire premium or share the costs with your employees.
The cost of group health insurance depends on several factors, including your business’s location, the number of employees, and their ages.
Since the Affordable Care Act was implemented, medical history and pre-existing conditions no longer impact eligibility for group health insurance. By pooling the risk with group coverage, your business typically benefits from significantly lower premiums compared to individual plans.
Additionally, group health insurance provides tax advantages. Premiums paid by employers are fully tax-deductible, and very small businesses may qualify for a tax credit covering up to 50% of the premium costs.
Interested in providing group health insurance for your employees? Contact us to explore your options and find the best plan for your business.